Amicus have teamed up with Charles & Dean, specialist Finance Brokers for the Construction and Scaffolding Industry
Having access to new, quality and economic scaffolding equipment is crucial to support the growing building economy.
However, we know that even established scaffolding and construction businesses have experienced numerous barriers to obtaining finance for material such as tubes, fittings and boards. Scaffolding is often deemed as a ‘soft asset’ meaning it has no tangible value, contributing to the difficulty in raising funds.
Amicus Insurance Solutions have teamed up with specialist Asset Finance provider Charles & Dean who have developed a range of Innovative solutions to the needs of the sector. Like us, they are all about finding tailor made solutions for hard to place risks with a focus on friendly customer service and advice.
Charles & Dean understand you need to keep your equipment updated on a regular basis to manage the growing number of opportunities and a key challenge you face is identifying which assets are worth purchasing and which to lease.
To give you more guidance, investing in scaffolding is recommended if the timeline of your project is three months or longer, if the height of the scaffold is six metres or less, and if the build has a straight elevation. Asset finance is a cost-effective way for your business to manage its cash flow, making budgeting easy with fixed monthly repayments.
One of the biggest benefits of asset finance is it’s flexibility and the fact it gives your business the equipment it needs without incurring the cash flow disadvantages of an outright purchase. You can also earn money from the equipment to support monthly repayments. You’re then free to utilise any cash for other business opportunities.
Charles & Dean have leasing, sale & hp, sale & leaseback and hire purchase options available. They also provide alternative finance options to traditional asset finance, for example business loans or refinancing for capital raising.
No matter what option you choose, Charles & Dean can support and strengthen your application. They spend time getting to know your business and your unique personal story to secure your finance application. We can guide you to the appropriate lender for your deal via our relationships with a number of specialist funders.
As an experienced finance broker they know how to package agreements perfectly for each lender, minimising back-and-forth communication meaning deals are processed faster.
Charles & Dean have a proud history of helping business owners access the cash they need, when they need it. As a business owner, they understand that the complex world of finance isn’t your top priority and so ensure their team explain all of your funding options in a simple, straightforward way.
Securing a finance agreement is never simple, but Charles & Dean ensure each box gets ticked along the way in a diligent and efficient manner. Their years of experience with what are often detailed, complex and unique agreements means they are in a good place to secure even the most challenging requests, knowing how important it is to your business that they get it right.
Charles and Dean are committed to the scaffolding and construction sector and Amicus are delighted to be working with them to offer additional services to our clients and to the wider industry as a whole. We have no financial interest, but are always happy to promote like-minded businesses that can genuinely add value to our customers.
You can contact Charles and Dean on 01780 763836 or visit at www.charlesanddean.com
Or call us on 0208 669 0991.